Behind on Payments or Facing Foreclosure

Cash offer in 24 hours. Any condition. No repairs, no commissions, no fees. You pick the closing date.

A foreclosure that completes stays on your credit for seven years and you walk away with nothing. A sale before it completes ends the process, clears the loan, and usually leaves something in your pocket. The difference between those two outcomes is almost entirely about how early you act.

Time is the only thing that runs out

Every option gets narrower as the sale date approaches. The people who come out of this best are the ones who called while they still had choices, not the week before the auction.

You may have more equity than you think

Homeowners in default routinely assume they have nothing left. Frequently there is real money above what is owed, and it goes to the lender if the foreclosure completes and to you if it does not.

We pay off the lender directly at closing

The payoff, arrears and fees are handled through the title company as part of the closing. You do not need to bring money or negotiate with the bank yourself.

It is confidential

No sign in the yard, no listing, no open houses, no neighbours watching a parade of strangers through your home.

Get Your Free Cash Offer

No obligation, no fees, and no pressure. Tell us about the property and we will come back to you with a number.

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Common Questions

Can you really stop a foreclosure?

A completed sale pays off the loan and ends the foreclosure. Whether we can close in time depends on how far along it is, which varies a lot by state. Michigan moves faster than Ohio. Call us with the details and we will tell you straight away whether the timeline works.

What if I owe more than the house is worth?

That is a short sale, and it needs the lender's approval. It is slower and it is not guaranteed, but it is not hopeless either. We will tell you honestly if we think it is workable.

Will this hurt my credit as much as a foreclosure?

No. A completed foreclosure is one of the most damaging entries on a credit report and lasts seven years. A sale that pays the loan off is simply a closed account.

How late is too late to call?

Call anyway. We have closed with weeks to spare and we have had to tell people there was not enough time. You will get an honest answer within a day either way, and that is better than not knowing.